Jeffrey Nadrich's Advice To Consumers About Their Automobile Insurance
Recently, the California car accident lawyers of Nadrich and Cohen have settled five serious motor vehicle accident cases for the limits of each auto insurance policy. Although in each case our automobile accident attorneys achieved maximum recovery based on the size of the defendant’s driver’s insurance policies, in each case the defendant did not have sufficient auto insurance to fully compensate our clients for their injuries. Despite the ability of our personal injury lawyer in each case to obtain all available insurance proceeds, the defendant’s low policy limits were inadequate to provide our seriously injured clients with a fair and complete personal injury settlement.
I strongly urge all drivers to take all necessary steps to protect themselves and their families. The first thing you need to do is to contact an auto insurance agent to obtain the maximum coverage of Uninsured Motorist(UM) and Under-Insured Motorist(UIM) coverage as well as Excess Insurance Coverage or an Umbrella Policy (PLU), which can be tied to your UM/UIM coverage to provide you with additional insurance protection if you are in an accident. Consult with your auto insurance broker about these different options. He or she will know what type of insurance coverage is available to protect you.
Although we of course hope that you are lucky enough not to be involved in an accident, the fact is that accidents do happen and sooner or later it may happen to you. The key is not to press your luck. Instead, be proactive by taking steps to protect yourself before an accident happens. That way, in the event of a serious accident caused by a driver without insurance or with liability insurance policy limits that are too low you will be prepared. Should you come to be involved in an accident, you’ll be grateful that you took the time to prepare in advance.
Another important thing to consider is that the minimum insurance requirement in California is ridiculously insufficient. In fact, in a state where traffic accidents are through the roof the minimum insurance requirement is only $15,000 per person. Given this fact, it is even more important for you to take the steps necessary to protect yourself and your family. Make sure you’re protected to the best of your abilities by obtaining the maximum uninsured motorist and under-insured motorist coverage for you and your family. You won’t be sorry you did.
« Previous Article | Back To Articles | Next Article »
Click Here For A Free Case Consultation
 |
 |
 |
 |
 |
||
|
||||||
